Back to Basics Part 2: Our Guiding Principles & Code of Ethics

Integrity, ethics, and honesty are the foundation of all valued relationships. Here at Inlanta, we consistently maintain an unwavering dedication to this foundation in our relationships with co-workers, friends, family, and the community at large. It is our promise to hold each other accountable to this standard of conduct.

As our President and CEO, Nick DelTorto, once said, “This company is built around our Coe of Ethics & Guiding Principles. It’s simple and straightforward, nothing fancy, but is consistent with integrity, character, work ethic & honesty – all the things we learned in kindergarten, but somehow get lost or forgotten along the way.”

Inlanta’s Guiding Principles

  • We act with the highest standard of integrity in all relationships.
  • Common sense and sound judgment guide our actions.
  • We work to build a solid, financially strong—sales and service-oriented company by working hard to be the best we can.
  • Our focus is on servicing our customers with innovative, quality, creative, cost-effective, and competitive products and services.
  • We respect and value the individual and seek to associate ourselves with persons of strong work ethic, character, and experience.
  • We reinvest the cash flow from our business to fund growth and build value with a long-term approach and strategy for success to our business.

 

Inlanta’s Code of Ethics

  • Do the right thing—When encountering a decision or choice, we should ask ourselves, “What is the right thing?”
  • Do your personal best—The Japanese refer to the act of trying to be a little better every day as “Keisen.” If you have done your best, that is all anyone will ever ask. When President John F. Kennedy was asked during his run for Presidency if he would accept his party’s nomination for Vice President, he responded, “Why should I accept second place when first is available? Once you accept second best, you have a tendency to do so the rest of your life.” First place is available to you; seize it.
  • Treat others as you want to be treated—This is also known as the “golden rule.” It is a simple rule, but one that is often difficult to follow. As professionals, we should be the experts at achieving this, since part of the successful sales process is to understand and walk in the other person’s shoes. Don’t stop applying that skill with coworkers, family and friends—it is part of who we are.
  • Your word is your bond—This is one of the most important philosophies to adopt in the mortgage business. The number one gripe of customers, realtors, co-workers, etc. is, “They didn’t do what they said they would do.” This is your credibility and the credibility of Inlanta.

Back to Basics – Our Foundation for Success

No gimmicks- we’re taking it back to basics on what makes Inlanta a great company to work for by sharing our story, our values, and how we use our mission as a guidepost to be successful in what we do every day.

Who We Are

Based in Pewaukee, Wisconsin, Inlanta Mortgage is a thriving mortgage banker in business since 1993. In fact, 2018 will mark our 25th Anniversary as mortgage loan experts.

Currently, Inlanta Mortgage is licensed in Alabama, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Missouri, New Hampshire, Rhode Island, Texas, Vermont, and Wisconsin. Inlanta Mortgage executes a controlled growth strategy by seeking mortgage loan professionals with proven track records of sustainable success and high ethical standards. As we continue to grow, Inlanta Mortgage remains committed to extraordinary customer care and building long-lasting relationships.

Our Mission

Long ago, we realized that one thing all great companies have in common is that they live and breathe their mission statement. We are pleased to present Inlanta’s mission statement – a heartfelt expression of who we are, who we aim to be, why we do what we do, and how we hope to be known.

“Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships.”

Home Financing Partner

We seek lifelong relationships with our customers, referral partners, and community members. We strive to provide the level of service our borrowers expect and deserve – over and over again. We want our customers to become raving fans who will refer us to their family and friends. Referrals allow us to harness the power of social proof as there is no greater compliment than being referred to a family member or friend.

Family, Friends & Community

We understand that we all exist as part of something larger. The Inlanta culture is unique in the way our employees possess a mutual respect and genuine care for each other. We work together to help people achieve their dreams of home ownership in a professional and efficient manner. We are dedicated to being a positive influence and aim to contribute to the greater good as friends, family, and members of the communities we serve. We understand that we have the ability to impact everyone we touch and improve the lives of all those we serve, work with, as well as the communities we live in.

Our Mortgage Professionals

We are committed to achieving and performing at our personal best. Our business is demanding in technical expertise, understanding people’s needs, and communicating effectively during periods of stress. This requires an enduring commitment to personal and professional improvement and knowledge growth. This commitment is necessary to be recognized as the best in the business and to help our family and friends quickly and efficiently navigate the home buying or refinancing process.

Everything You Need to Know About TPO

Interested in learning more about our TPO program? Our latest video will tell you everything you need to know!

If you are responsible for mortgage lending at a bank or credit union and you are looking to offer more to your valued customers or members, Inlanta’s Third Party Origination Solutions may be the perfect program to help you originate more and worry less.

With an Inlanta Mortgage, Inc. partnership, your organization can enjoy the following benefits:

  1. Access to Conventional, FHA, VA, USDA, and Jumbo Loan products
  2. Your Credit Union originates the loan & maintains the relationship with the borrower throughout the process
  3. Inlanta Mortgage discloses, processes, underwrites, and arranges the closing
  4. Inlanta Mortgage compensates you under a fully RESPA compliant origination agreement

Contact our TPO Manager, Dave Stephan, directly at 262-754-6494, or email Dave at davidstephan@inlanta.com if you are interested in hearing more.

 

Inlanta’s Point of Differentiation

What is it about Inlanta?

“What I would say makes Inlanta different, as someone whose been in the industry a very long time with an entrepreneurial spirit, this company has fostered that, believes in it, and helps me grow. That’s what’s different.” – Yvette Clermont, top producer at Inlanta Mortgage, Inc.

In our latest video, our top producers discuss how we help them achieve their personal best as well as what makes Inlanta different from other companies in our industry.

If you’d like to hear more about career opportunities with Inlanta Mortgage, contact our SVP, Chad Gomoll, at 262-439-4260. You may also contact our RVP, Brian Jensen, at 630-927-0380 for opportunities in the Midwest, our RVP, David Williams, at 303-947-1960 for opportunities in Texas & Colorado, or, our Regional Production Manager, Kevin Laffey, at 913-645-4647 for opportunities in the KS, MO, and IA markets.

Offer More to your Customers and your Community with Inlanta Loan Programs

Are you responsible for mortgage lending at a bank or credit union? Are you looking to offer more to your valued customers or members? Inlanta’s Third Party Origination Solutions Program may be the perfect program to help you originate more and worry less.

As your preferred mortgage partners, it is our goal to help you provide better service, expand your product offerings, reduce expenses, increase fee income, and reduce compliance burden. Our team of experts is prepared to help you expand your market reach and provide your customers with a convenient and predictable home buying experience by offering a wide array of loan products to meet clients’ needs.

By entering into a Mortgage Origination Services Agreement with Inlanta Mortgage, Inc., Inlanta can help you expand your services by offering loan programs you might not currently have available such as FHA, VA, USDA Rural Development, Conventional/Conforming, and Jumbo loans. Utilizing the Inlanta Mortgage platform will allow you to expand your mortgage program offerings to include these popular loan products all the while, you can continue to provide exceptional personal service to your customers without the burden of developing the mortgage platform necessary to originate these loans. Along with improved service levels, you will increase fee income and reduce expenses. Click here to learn more about our loan programs and the products we can offer your clients and members today.

We understand that it takes more than just simply showing up and offering mortgage products to win your trust and support. That is why Inlanta’s Origination Solutions Team will work with you each step of the way to build a mortgage lending platform that will be shaped to operate successfully inside your business, to work the way you do. Through our TPO program, we offer:

  • Dedicated team ensures your customers are a top priority
  • Common sense underwriting and fully underwritten pre-approvals speed the loan process
  • Funds are wired 24 hours prior to closing on purchase transactions
  • We monitor and mitigate risks associated with state and federal regulations and the CFPB’s oversight
  • RESPA compliant origination agreement
  • Fully operational under Qualified Mortgage and Ability-to-Repay rules implemented as a result of Dodd-Frank reform

Contact our TPO team today if you are interested in learning more about a Third Party Origination Solutions partnership!

Dave Stephan, TPO Manager, 262-754-6494, davestephan@inlanta.com

Aaron Kaczorowski, TPO Account Executive, 262-754-6406, aaronkaczorowski@inlanta.com

How Inlanta Offers the Tools You Need to Succeed

Success Starts Here

If you are considering joining our team as a Branch Manager or Loan Officer, we’d like to fill you in on the loan programs and tools we have available to help you achieve success.

Inlanta proudly offers professional, honest, production support services that are designed to help create growth for each branch. Trained professionals will help with every aspect of your business, from administrative support to compliance, processing, marketing, and IT. Inlanta also has its own Funding Department, which offers fast underwriting, closings, and funding. In addition, Inlanta has:

  • Fannie Mae & Freddie Mac agency approval
  • fully delegated FHA, USDA, 203k & VA authority
  • the latest LOS systems and image technology—an award-winning paperless technology
  • price engine offering multiple investors for best execution
  • state & federal licensing support—NMLS
  • full CRM database marketing software

 

What Products/Support Do You Offer?

Inlanta offers virtually every loan program available to help meet your clients’ needs based on their unique financial situation. Inlanta Mortgage is an agency approved lender for Freddie Mac, Fannie Mae, FHA/VA, FHA 203K, and USDA. Our underwriters are fully delegated to underwrite all FHA and VA loans for every investor. We also encourage and underwrite USDA loans and are fully integrated with GUS to help with faster approvals. To learn more about our loan programs, click here.

Vendor management and efficient technology are also readily available with Inlanta Mortgage. We watch your bottom line for you and work closely to provide best-in-service along with best-in-price.

  • Full-Service Lock Desk: Our lock desk is powered by industry-leading product and pricing engine, PriceMyLoan. We have a dedicated staff that watches the market closely and provides you with best lock executions. Industry Leading Market watch tools such as MBSQuoteline and Mortgage Market Guide are available at reduced cost for you.
  • Account Relationships: Top-of-the-line service is what we expect from the vendors with whom we do business. We know that expectation carries down to us as well. We start each day knowing that we need to provide our branches with top-of-the-line service and as a result, are always evaluating our partnerships to ensure we meet this objective.
  • Continued Sales Training: When you join Inlanta Mortgage, you start out with an in-depth orientation—but we don’t stop there. We provide conference calls on a regular basis when the changing market demands. In addition, we offer an annual meeting with national sales trainers and ongoing training opportunities.

 

What Are the Advantages of a Partnership with Inlanta Mortgage?

Inlanta handles compliance, audits, and/or regulatory items, processing, and funding, as well as the head administrative aspects so you can focus on generating business and closing loans. Inlanta will also help you make and save money as you generate and close loans and will not ask for any up-front fees.

 

I’m Interested. Who Should I Contact?

If you’d like to hear more about career opportunities with Inlanta Mortgage, contact our SVP, Chad Gomoll, at 262-439-4260. You may also contact our RVP, Brian Jensen, at 630-927-0380 for opportunities in the Midwest, our RVP, David Williams, at 303-947-1960 for opportunities in Texas & Colorado, or, our Regional Production Manager, Kevin Laffey, at 913-645-4647 for opportunities in the KS, MO, and IA markets.

 

 

Meet Team Inlanta! Part 2

 

If there’s one thing we know to be true it’s that, it’s the people, that truly makes Inlanta a great place to work! We love our team and appreciate all that they do for our organization, so this month, we want to highlight the stars of our organization.

 

Team HR: Our HR Pro’s have a long-standing commitment to ensure our employees are thriving personally and professionally! Thanks #TeamHR for all you do!

 

Team Marketing: Our marketing department’s creative & strategic focus help us stand out and grow as a company every day! Special thanks to this awesome team for all their hard work!

 

Team Post-Closing: Where would we be without our awesome Post-Closing team? Thanks for all that you do to help Inlanta achieve success!

 

Team Secondary Marketing: We want to recognize Inlanta’s Secondary Marketing team for always keeping us up to date on the latest industry news and rates. This team rocks!

 

Team Systems: This highly trained group are masters of their craft and our LOS experts! Thanks to our systems team for always making it happen!

 

Team TPO: This dynamic duo helps Inlanta build strong partnerships within our communities and ensures our TPO customers are top priority! We love Team TPO!

 

Team Production Services: We want to thank our amazing Appraisal/Production Services Team for all of the great work they do for us, our customers, and our community!

 

Want to join #TeamInlanta? Contact us today for opportunities in your area!  

Missed part 1 of our post? Click here to see more awesome team photos!

Third Party Origination Solutions Q/A Part 2

Earlier this month, we answered some of your top questions about our TPO Program in our blog post, Third Party Origination Solutions Q/A Part 1. Now, we are excited to bring you part 2 in the series to answer even more questions about our program and the services we offer!

Q: Why should we use TPO?

A: Rising costs of origination and compliance worries are a couple of the main reasons. Considering most banks do not offer government loans, it is another opportunity to expand your product offering and help more of your customers/members.

Q: Why Inlanta’s TPO?

A: Inlanta offers a full-service TPO experience which includes issuing disclosures, processing, underwriting, and closing docs. With our full suite of government and conventional programs, we offer a cost-effective method to deliver options to your customers/members quickly and easily. Product training and marketing support are included in the agreement at no additional cost.

Q: Do you have a dedicated processing staff?

A: Inlanta offers best in class service to our partners. We do have a dedicated staff that will work with your Loan Officers to ensure the best experience for the customer.

Q: Is there a cost savings in TPO?

A: In March 2016, the Mortgage Bankers Association (MBA) reported loan production expenses of $7,747 per loan, and that number is only going to increase. If compliance worries or staffing is currently an issue with your institution, TPO is a logical partnership that offers a full team of support behind you, minus any additional overhead.

Q: Do you offer training for your programs?

A: Yes! Training is very important to Inlanta and our culture.  It is important that each partner have basic understanding of all products available to be able to identify the best fit when meeting with customers/members or referral partners.  Even if your institution has never originated government loans, we can bring your staff up to speed.

Q: Do you offer an easy solution for borrowers to apply?

A: Yes, we offer an online application, which you can have placed on your Institution’s website. Loan Officers can also take face-to-face applications using the TPO Portal.  The Portal also offers document upload and status on your current applications.

Q: Who is a good candidate for a partnership?

A: Ideal TPO candidates are banks and credit unions that would like to offer additional mortgage loan programs to their customers while reducing expenses and compliance burden and increasing income.

Contact us today for more details about our TPO program! We can’t wait to help you originate more and worry less.

Meet Team Inlanta! Part 1

What makes Inlanta great? Simple. It’s the people! We love our team and appreciate all that they do for our organization, so this month, we want to highlight the stars of our organization.

 

Team Underwriting: Our Underwriting team’s unwavering dedication to successfully streamlining the application process for our customers, originators, and referral partners is key to our success.

 

Team CP: Meet our tight-knit Central Processing Team whose continued efforts help support our loan officers by providing top quality service to our customers! We know that outstanding processing makes a difference and it sure shows with this outstanding team!

 

Team Business Development: This team’s hard work and dedication to grow our company and share our mission has been a key part of our success and strong culture! Thank you to our Business Development team for all that they do!

 

Team Accounting: We want to highlight our amazing Accounting Department for their ongoing mission to provide superior service & support!

 

Team IT: We want to recognize this awesome group of individuals for keeping us on the cutting edge of technology in our industry and for helping our offices operate efficiently every day!

 

Team Compliance: Strong compliance support is a must in our industry and we wouldn’t be as strong as we are without this team!

 

Team Funding: We want to thank our dedicated Funding/Closing team for always going the extra mile for our customers to ensure complete confidence in their closings!

 

Stay tuned for our next blog post to meet even more of our awesome members of #TeamInlanta! 

 

Third Party Origination Solutions Q/A Part 1

You’ve got questions about our TPO program and we’ve got answers. Below are a few common inquiries we receive about our Third Party Origination Solutions program that we are happy to answer.

Q: What is TPO?

A: A third-party origination agreement with Inlanta Mortgage will allow your company to originate mortgage loans you might not currently offer. Participating TPO partners perform a defined set of settlement services then deliver the loan to Inlanta Mortgage’s experienced operations team for processing, underwriting, and funding. Inlanta pays a fee per loan funded.

Q: What products do you offer?

A: We offer Conforming, Jumbo, FHA, VA, USDA and state bond programs as allowable. We also offer renovation lending via Fannie Mae’s Homestyle and FHA 203K.

Q: Do you have a dedicated processing staff?

A: Inlanta offers best in class service to our partners. We do have a dedicated staff that will work with your Loan Officers to ensure the best experience for the customer.

Q: Do you offer marketing support?

A: Yes! We have a full Marketing department that will work with you on flyers and brochures that you can share with your customers/members and your referral partners.

Q: Are you affiliated with a bank?

A: No. Inlanta Mortgage is an award- winning independent mortgage banking firm. We are not associated with any banks, so your customers are safe from direct solicitation.

Contact us today for more details about our TPO program! We can’t wait to help you originate more and worry less.