Housing Market Predictions 2014

Housing-Market-Predictions-2014

Housing Market Predictions 2014

Everyone wants to know what to expect in 2014 and nearly every major publication has published their housing market predictions. Here is a brief summary of their housing market predictions for 2014.

More Homes Available

The staff at Forbes have released a number of predictions from housing experts. The number one prediction on their list is that more homes will be available. They and others claim that new construction and rising prices should bring more homes, both old and new, onto the market in 2014.

Fewer Underwater Homeowners

Investopedia author, Jean Folger states that as home prices rise we can expect more homeowners to emerge from being underwater. This will put many more homeowners in the position to finally buy and sell properties, further supporting the prediction that more homes will become available.

Mortgages Easier, More Expensive

Conor Dougherty from the Wall Street Journal says that mortgages may be easier to get, but they will also be more expensive. Rising home prices and falling mortgage delinquencies should give lenders and mortgage insurance companies more confidence. However, Dougherty also says that the upcoming mortgage regulations might kill lenders appetities to make credit more widely available to qualified buyers.

Mortgage Rates to Top 5%

According to a recent article on CBS Moneywatch.com, this is a matter of when not if. In the article they say that stronger economic growth will eventually lift the Federal Reserve’s hand out of the mortgage market in 2014, causing it to taper its bond-buying stimulus program. They were also kind enough to remind us of the effect that the mere mention of “tapering” had in June, when rates jumped a half a percentage point overnight.

What To Do About Predictions

What should you do about all this? If you’re planning on purchasing a home, you may want to consult with a licensed mortgage loan officer to discuss your financing options. According to the National Association of Realtors Affordability Index, home prices increases are outpacing income growth – a trend that is likely to get worse. The sooner you familiarize yourself with the financing options available to you, the easier it will be for you to take that leap.

Our Mission Statement

Our mission is to be the home financing partner that you trust to serve your family, friends and community. Through our family of dedicated mortgage professionals our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships.

About Inlanta Mortgage – Celebrating 20 Years

Headquartered in Brookfield, Wis., Inlanta Mortgage was established in 1993. The company has grown to 31 branches in 16 states and over 200 employees. Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage is proud to be named to the Scotsman Guide Top Mortgage Lenders 2012 list and to be among the Top 100 Mortgage Banking Companies in America in 2012 and Fastest Growing Milwaukee-Area Firms.

Loan officers and branch managers are encouraged to visit our services page to learn more about the Inlanta Mortgage support platform. For more information, please call Inlanta Mortgage at 262-439-4260, email info@inlanta.com.

Inlanta Loan Officer Makes MPA Hot 100 List

Cindy Laffey

 

Overland Park, Kansas Mortgage Loan Originator, Cindy Laffey, was recently named to the MPA’s Hot 100 List. The MPA Hot 100 list is made up of the movers and shakers who have made waves in the mortgage industry this year. Laura Leonhard, Branch Manager of the Marshfield, Wisconsin branch, is also on the MPA’s Hot 100 list.

 

Hot 100 – Cindy Laffey Means Business

Cindy Laffey was chosen to be on the list for a variety of reasons. Since joining Inlanta Mortgage in Overland Park in 2011, Cindy Laffey has become one of the highest-producing loan officers in one of Inlanta’s top producing branches. She has been recognized as being among the nation’s top 1% of mortgage originators, and last year was named a “Woman Who Means Business” by the Kansas City Business Journal. Laffey and her husband, Kevin, are also the organizers of an annual charity golf tournament that’s raised hundreds of thousands of dollars over the last four years for deserving causes.

More About Cindy Laffey

Cindy Laffey is one of Kansas City’s Top Mortgage Professionals. She brings nearly 20 years of industry experience and is regularly among the top performing originators at Inlanta Mortgage. Cindy enjoys creating “Clients for Life” and is committed to exceptional service with honesty, responsibility, honor, respect, and focus.

Contact Cindy Laffey

Cindy Laffey can be found at the Inlanta Mortgage – Overland Park, Kansas office, which is located  at 6300 West 143rd St., Suite 100, Overland Park, KS 66223. Cindy can be reached by phone at 913-322-4422 or by email at cindylaffey@inlanta.com. Visit Cindy’s website at cindylaffey.com for more information.

Our Mission

Inlanta Mortgage’s mission is to be the home financing partner that you trust to serve your family, friends and community. Through their family of dedicated mortgage professionals Inlanta’s commitment is to deliver an exceptional experience. Inlanta’s unwavering dedication to integrity, honesty and ethics is the foundation of all of their relationships.

About Inlanta Mortgage

Headquartered in Brookfield, Wis., Inlanta Mortgage was established in 1993. The company has grown to 31 branches in 16 states and over 200 employees. Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage is proud to be named to the Scotsman Guide Top Mortgage Lenders 2012 list and to be among the Top 100 Mortgage Banking Companies in America in 2012 and Fastest Growing Milwaukee-Area Firms.

Loan officers and branch managers are encouraged to visit our services page to learn more about the Inlanta Mortgage support platform. For more information, please call Inlanta Mortgage at 262-439-4260, email info@inlanta.com.

Inlanta Loan Originator Makes MPA Hot 100 List

Laura Leonhard

 

Marshfield, Wisconisn Mortgage Loan Originator and Branch Manager, Laura Leonhard, was recently named on the MPA’s Hot 100 List. The list is made up of the movers and shakers who have made waves in the mortgage industry this year. Cindy Laffey, Loan Originator at the Overland Park, Kansas branch, was also on the MPA’s Hot 100 List.

 

Hot 100 and Top USDA Lender in the Nation

Laura Leonhard is one of Inlanta’s top producers despite joining Inlanta Mortgage only a year and a half ago. She leads Inlanta in USDA loan production and in 2012 was the top USDA lender in the nation, with more than $16.5 million in loan volume for USDA loans alone. Leonhard led Inlanta to a USDA Platinum Million Dollar Lender award in 2012.

About Laura Leonhard

Having worked in the mortgage lending industry for many years, Laura always knew that her ultimate goal was to manage a mortgage company. Laura prides herself on being very down-to-earth and caring with her clients, giving them every available loan option so they are able to make an educated decision regarding home financing.

Clients that come to Laura’s office will be warmly greeted and will enjoy the down home attitude that she offers to everyone. If you are near Marshfield, Wisconsin –  stop by sometime and see for yourself.

Our Mission

Inlanta Mortgage’s mission is to be the home financing partner that you trust to serve your family, friends and community. Through their family of dedicated mortgage professionals Inlanta’s commitment is to deliver an exceptional experience. Inlanta’s unwavering dedication to integrity, honesty and ethics is the foundation of all of their relationships.

About Inlanta Mortgage

Headquartered in Brookfield, Wis., Inlanta Mortgage was established in 1993. The company has grown to 31 branches in 16 states and over 200 employees. Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage is proud to be named to the Scotsman Guide Top Mortgage Lenders 2012 list and to be among the Top 100 Mortgage Banking Companies in America in 2012 and the Fastest Growing Milwaukee-Area Firms.

Loan officers and branch managers are encouraged to visit our services page to learn more about the Inlanta Mortgage support platform. For more information, please call Inlanta Mortgage at 262-439-4260, email info@inlanta.com.

Joe Spisak Returns to Inlanta Mortgage

Joe Spisak
Inlanta Mortgage is pleased to welcome back Joe Spisak to the Inlanta Mortgage team. Joe brings his customer care specialist, Kayla Kania, with him to the Oak Brook, Illinois office.

Experienced Loan Officer Returns to Inlanta

Spisak entered the mortgage banking industry as a junior underwriter with Sunbelt Mortgage more than sixteen years ago. Spisak has since grown his mortgage business exponentially by focusing on his customers’ satisfaction, supported by the fact that he was awarded the Five Star Mortgage Professional designation in 2011, 2012 and  2013. He has also been nominated multiple times for the state of Illinois Loan Officer of the Year Award. He brings Kayla Kania with him back to Inlanta. Kania, a licensed loan officer, will serve as a customer care specialist. Kania possesses the experience and skills that are necessary to ensure a smooth mortgage experience for their borrowers. Prior to partnering with Spisak, Kania worked with other top loan producers and a top real estate team in the Chicago metro market.

Inlanta Welcomes Ethical Mortgage Originators

“It is very exciting to welcome Joe back to our team. His level of professionalism and his genuine concern for his customers aligns perfectly with Inlanta’s high ethical standards,” stated Vice President of Branch Development Joe Ramis, “Inlanta’s solid support platform continues to attract strong mortgage producers. Inlanta, who is big enough to succeed but small enough to care, is well positioned to attract many more loan officers as many firms exit the lending side of the business.”

In asking Spisak, what has made him successful, he stated, “My complete focus is and always will be on the customer and their best interests. With my 16 years of experience in the mortgage industry, I tirelessly work to ensure my customers fully understand their mortgage options so they get the best loan, at the best price, for their specific financial situation. I also take great pride in simplifying the complicated. To ensure this, I work with a team of experienced professionals that are trained to identify issues before they become roadblocks, making your experience as smooth as possible.”

Contact Joe Spisak

Joe and Kayla will be located at the Inlanta Mortgage – Oak Brook office, which can be found at Butterfield Road, Suite 130, Oak Brook, IL 60523. Spisak can be reached by phone at 773-255-5989 or by email at joespisak@inlanta.com. Visit his web site at www.joespisak.com for even more information about him.

Our Mission

Inlanta Mortgage’s mission is to be the home financing partner that you trust to serve your family, friends and community. Through their family of dedicated mortgage professionals Inlanta’s commitment is to deliver an exceptional experience. Inlanta’s unwavering dedication to integrity, honesty and ethics is the foundation of all of their relationships.

About Inlanta Mortgage

Headquartered in Brookfield, Wis., Inlanta Mortgage was established in 1993. The company has grown to 31 branches in 16 states and over 200 employees. Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage is proud to be named to the Scotsman Guide Top Mortgage Lenders 2012 list and to be among the Top 100 Mortgage Banking Companies in America in 2012 and Fastest Growing Milwaukee-Area Firms.

Loan officers and branch managers are encouraged to visit our services page to learn more about the Inlanta Mortgage support platform. For more information, please call Inlanta Mortgage at 262-439-4260, email info@inlanta.com.

Wisconsin Governor Signs Mortgage Satisfaction Legislation

WMBA President-Elect Marcia Howe, Governor Walker, and WMBA President Nick DelTorto during signing of mortgage satisfaction legislation.

Wisconsin Governor Scott Walker has signed Senate Bill 290 into law. This new law will bring positive change to the mortgage industry. Title companies are now able to issue an affidavit of satisfaction on mortgages that have been paid in full, but never had a satisfaction recorded.

Mortgage Satisfaction Legislation

Inlanta Mortgage’s President, who also serves as President of the WMBA, had the opportunity to join mortgage industry partners during the bill’s signing. DelTorto stated, “We are pleased to have worked with the entire real estate finance industry to pass this positive legislation on behalf of Wisconsin consumers.”

Collaboration Makes Mortgage Satisfaction Bill Passage Possible

The WMBA along with industry partners such as the Wisconsin Land Title Association, Wisconsin Realtor Association, Wisconsin Bankers Association, Wisconsin Credit Union League, and the Community Bankers for Wisconsin have been working diligently over the past two legislative sessions to pass Senate Bill 290. SB 290 passed the Senate 32-1, and via voice vote in the Assembly due to the leadership of State Senator Sheila Harsdorf and State Representative Duey Stroebel.

Our Mission Statement

Our mission is to be the home financing partner that you trust to serve your family, friends and community. Through our family of dedicated mortgage professionals our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships.

About Inlanta Mortgage

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Headquartered in Brookfield, Wis., Inlanta Mortgage was established in 1993. Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. If you are interested in learning more about the Inlanta Mortgage support platform and how a move to Inlanta Mortgage will ensure your long term success, contact our branch development team at 262-439-4260 or via email at partners@inlanta.com.